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JEFFERS INSURANCE AGENCY Blog

View the latest blog posts from JEFFERS INSURANCE AGENCY.

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Monday, May 23, 2022

Prepare Your Home Before You Travel

Many families take a vacation over the winter months. Some head to warmer climates to get a break from the cold and snow, while others head toward the snow for skiing and snowmobiling. No matter where your vacation destination is this winter, you will want to prepare your home before you leave. READ MORE >>

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Monday, April 25, 2022

Avoiding Reckless Driving Charges and SR-22 Requirements

Reckless driving demonstrates risk to the authorities and insurance companies. Reckless driving may harm drivers, their vehicles, personal property and others on the road.  A state may require reckless drivers to get a SR-22 certificate. A SR-22 certificate is not an insurance policy. READ MORE >>

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Tuesday, March 15, 2022

Understanding What Farm Liability Insurance Includes

Insurance is one of the most important tools available to help farmers control their unique risks. That’s why most have some form of farm liability insurance. Put simply, farm liability insurance protects farmers and their assets from lawsuits and losses caused by bodily injury and property damage. READ MORE >>

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Friday, February 11, 2022

What Does Equine Insurance Cover?

Horses are a significant investment, especially if they play a role in your business and its operations. Incidents such as legal claims and lawsuits relating to your horses can be financially stressful and burdensome. Having insurance for your farm or property might not be enough to protect your horse from potential liabilities. READ MORE >>

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Wednesday, January 19, 2022

How to Lower Your Home Insurance Rates without Raising the Deductible

When it comes to lowering home insurance rates, many people think about raising their deductible without giving much thought to other ways of achieving the same effect. One reason for this is that people often don't consult with their independent insurance agents, who are more than happy to discuss methods of lowering premiums. READ MORE >>

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Friday, December 17, 2021

3 Benefits of Comprehensive Auto Insurance

As the name would suggest, comprehensive auto insurance is a relatively high-level form of coverage. It's one that will give drivers more protections both on and off the road. If you carry only certain types of coverage, then you may face limited scenarios when you can file a claim. READ MORE >>

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Friday, November 19, 2021

3 Reasons Why a Farmer Should Get Farm Insurance

Farm insurance is also known as ranch insurance, crop insurance, livestock insurance and farm rental insurance. Known mainly as farm insurance, it is known by these other names because of what these policies can cover for most any type of farmer.  Farm insurance is there to cover losses on crops, buildings, land or livestock. READ MORE >>

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Tuesday, October 19, 2021

How to Understand Equine Mortality Insurance

Horses are not house pets. They are very valuable commodities, both to private owners and to thoroughbred breeders. They are also loved and trusted animal companions to those who possess them. If your horse were to pass away, then it would be not only devastating, but also quite costly to cope with the loss. READ MORE >>

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Thursday, September 16, 2021

Understanding Business Insurance for a Home Business

More and more people are starting businesses operated from their homes. Often there is some confusion regarding the types of business insurance needed to adequately protect business property in your home. It is important to have a clear understanding about insurance for your home business.  READ MORE >>

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Tuesday, August 17, 2021

Will My Car Insurance Premiums Go Up Even If I’m Not at Fault?

Car accidents are inconvenient in the best of times and life changing in the worst. If you are involved in an accident, there are many factors to take into consideration—such as if your premiums will go up.   READ MORE >>

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