Call Us 800-304-0739 ☰ ˟
Logo
Call Us 800-304-0739
  • Home
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Earthquake Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Collector Train Insurance
    • Pet Insurance
    • Farm & Ranch InsuranceImage of right arrow
      • Farm Owners Insurance
      • Crop Insurance
      • Farm Livestock Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Collectible Tractor Insurance
    • Alpaca and Llama Insurance
    • Equine Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Mortgage Protection Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Golf Cart Insurance
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
      • Travel Trailer Insurance
    • Bed & Breakfast Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Church Insurance
      • Craft Brewery Insurance
      • Livestock Insurance
      • Real Estate Businesses Insurance
      • Restaurant Insurance
      • Retail Insurance
    • Coverage for Your BusinessImage of right arrow
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
    • Personal ProductsImage of right arrow
      • Home & Auto Insurance
      • Auto InsuranceImage of right arrow
        • Liability Coverage
        • Comprehensive Coverage
        • Collision Coverage
        • Uninsured & Underinsured Motorist Coverage
        • Diminishing Deductible
        • Accident Forgiveness
        • Minor Violation Forgiveness
        • Roadside Assistance
        • Specialty Auto Insurance
        • 24-Hour Customer Service
        • Towing
        • Rental Reimbursement
        • Personal Injury Protection (PIP)
        • Medical Payments Coverage
      • Home InsuranceImage of right arrow
        • Earthquake Insurance
        • Property Insurance
        • Homeowners Liability
        • Renters Insurance
        • Condo Insurance
        • Mobile Home Insurance
        • Scheduled Property Insurance
        • Landlords Insurance
        • In-Home Business Insurance
      • Other Personal InsuranceImage of right arrow
        • Identity Theft
        • Personal Umbrella Insurance
        • Collector Train Insurance
      • Pet Insurance
      • Farm & Ranch InsuranceImage of right arrow
        • Farm Owners Insurance
        • Farm Livestock Insurance
        • Farm Equipment Insurance
        • Farm Dwelling Insurance
        • Farm Structures Insurance
        • Farm Auto Insurance
        • Farm Umbrella Insurance
        • Farm Liability Insurance
      • Collectible Tractor Insurance
      • Alpaca and Llama Insurance
      • Equine Insurance
      • Equine Insurance In Maryland
      • Life InsuranceImage of right arrow
        • Individual Life Insurance
        • Mortgage Protection Insurance
        • Second-To-Die Policy
        • Key Person (Key Men) Insurance
      • Recreational Vehicle InsuranceImage of right arrow
        • Golf Cart Insurance
        • Boat Insurance
        • Motorcycle Insurance
        • Motorhome Insurance
        • ATV Insurance
        • Snowmobile Insurance
        • Travel Trailer Insurance
    • Commercial ProductsImage of right arrow
      • Bed & Breakfast Insurance
      • Coverage for Specific IndustriesImage of right arrow
        • Accounting Firm Insurance
        • Church Insurance
        • Craft Brewery Insurance
        • Livestock Insurance
        • Real Estate Businesses Insurance
        • Restaurant Insurance
        • Retail Insurance
      • Coverage for Your BusinessImage of right arrow
        • Marine Insurance
        • Business Owners Policy (BOP)
        • Commercial Auto Insurance
        • Commercial General Liability
        • Commercial Property Insurance
        • Commercial Umbrella Insurance
        • Crime Insurance
        • Inland Marine Insurance
        • Professional Liability
        • Workers Compensation
  • Quotes
  • Blog
  • Resources
    • Carriers
    • Refer a Friend
    • Privacy Policy
    • Insurance Glossary
    • Safety Tips
  • News
  • About Us
    • About
    • Community InvolvementImage of right arrow
      • PA Horse World Expo
    • Employee Directory
    • Location(s)
  • Contact
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Farm Icon

Farm

We browse through a wide variety of coverages and find the right one for you.

Learn More
Equine Icon

Equine

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > How to Understand Equine Mortality Insurance
TUESDAY, OCTOBER 19, 2021

How to Understand Equine Mortality Insurance

Horses are not house pets. They are very valuable commodities, both to private owners and to thoroughbred breeders. They are also loved and trusted animal companions to those who possess them. If your horse were to pass away, then it would be not only devastating, but also quite costly to cope with the loss. The death of your horse could leave you facing considerable financial lost, not to mention many final expenses left by their death (not dissimilar to those left by any human). 

Under these circumstances, you can turn to equine insurance for assistance. Policies are designed to specifically safeguard the financial commodities associated with owning a horse. In case of death, a specific benefit called full mortality insurance will be able to step in to help you out. How does this coverage work?a brown horse standing next to a fence 

The Benefit of Having Full Mortality Insurance on Your Horse 

If you were to die today, what would your family do to cover the costs of burial, final expenses, medical bills and other costs? What would they do without the income you provided them? To help answer this question for yourself, you might choose to invest in life insurance. It’s there to help those left behind by your death pay the costs that might arise. 

You can think about equine mortality insurance in exactly the same way. It is essentially life insurance for your horse. After all, should your horse pass away, then there are going to be costs that accompany the death. The loss of your horse is going to be hard in any case, so you shouldn’t have to worry about how you will settle outstanding final costs. 

What Full Mortality Insurance Covers 

Mortality insurance for horses can extend to numerous instances where your horse might pass away. These include: 

  • Death due to any accident, illness or disease (provided that this issue did not develop prior to the policy taking effect). 

  • Humane euthanization of the horse, as long as it was recommended by a veterinarian. 

  • Death related to accidents occurring during travel by air or land. 

  • Theft of a horse. Please note, however, that in order to file a claim you must report the theft expediently, file a police report, and verify that efforts have been made to recover it. 


So, suppose that when you are traveling to a horse show, you are involved in a vehicle accident and your trailer overturns. Unfortunately, one of the horses is killed. Under the circumstances, your mortality insurance will help you cover the agreed value of the lost horse. Keep in mind, you must be able to prove this value to your insurer in order to fully document your claim. 

If you have any questions about the benefits of equine mortality insurance, speak to one of our agents today. We are here to help you get the benefits you need to always keep your livestock fully insured, despite any losses that might beckon. 
Posted 10:52 AM

Tags: farm, livestock, equine, insurance, coverage
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2022
  • 2021
  • 2020

  • coverage(11)
  • insurance(11)
  • farm(6)
  • car(3)
  • farm insurance(3)
  • homeowners(3)
  • ranch(3)
  • auto(3)
  • policy(3)
  • livestock(3)
  • equine(3)
  • auto insurance(2)
  • homeowners insurance(2)
  • crop(2)
  • agriculture(2)
  • agribusiness(1)
  • not(1)
  • at(1)
  • fault(1)
  • vehicle(1)
  • sr-22(1)
  • business(1)
  • equipment(1)
  • accident(1)
  • general liability insurance(1)

View Mobile Version

Contact Us Today!
800-304-0739

Social Social

Resources

  • Products
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us
IIA Logo


Trusted Choice Logo


Contact Us

1010 Windsor Rd.
Red Lion, PA 17356

Phone: 717-840-1985
Toll-Free: 800-304-0739
Fax: 866-374-1985
© Copyright. All rights reserved. | Powered by Insurance Website Builder