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Home > Blog > What Does Equine Insurance Cover?
FRIDAY, FEBRUARY 11, 2022

What Does Equine Insurance Cover?

Horses are a significant investment, especially if they play a role in your business and its operations. Incidents such as legal claims and lawsuits relating to your horses can be financially stressful and burdensome. Having insurance for your farm or property might not be enough to protect your horse from potential liabilities.  

Acquiring equine insurance can help prevent you from paying high out-of-pocket costs for incidents related to your horses. The trusted insurance advisors at Jeffers Insurance Agency in Red Lion, Pennsylvania, are here to help you learn more about equine insurance and find a policy that meets your needs.  

What Is Equine Insurance? 

Equine insurance, also known as horse insurance, may provide coverage if a horse becomes ill or dies, is no longer able to be used for business purposes or causes an injury or property damage to a third party. Given the high value and potential danger associated with owning such a large animal, equine coverage is essential for the financial protection of you and your steeds. 

What Does Equine Insurance Cover? 

Equine insurance coverage can differ from policy to policy. However, some of the most common coverage options for equine insurance might include the following: 

  • Full mortality 

  • Major medical 

  • Surgery 

  • Loss of use 

  • Colic 

  • Personal liability 

  • Business liability 

  • Property 


While the above benefits are common among most equine insurance policies, they might vary depending on various factors. Be sure to reach out to one of our agents today to learn more about potential benefits to include in your equine coverage. 

How Much Does Equine Insurance Cost? 

Coverage costs tend to vary among horse owners, but some of the aspects that might determine the price of your policy include: 

  • Horse breed 

  • Horse age 

  • Horse discipline 

  • Horse value 


When you consider the cost of equine surgeries and potential lawsuits from horse-related injuries, equine insurance is worth the investment. 

How Do I Get Equine Insurance? 


If you live in Red Lion, Pennsylvania, we can help you out. The experienced agents at Jeffers Insurance Agency are here to help you learn about potential coverage options so that you can make the best decision on coverage for you and your horses. Contact one of our agents at 800-304-0739 to learn more about potential policies today.  
Posted 6:36 PM

Tags: equine, business, farm, agribusiness
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