Church Insurance

Keeping Churches and Religious Organizations secure in York and Hanover, PA

Churches and religious organizations are places where people find sanctuary and have important experiences. These places come with significant risks however, and these risks need to be mitigated if they are not to cause large financial losses. Insurance can mitigate these risks and keep religious organizations protected. At Jeffers Insurance, we have a church insurance program that provides diverse and extensive options. These options can help you find the solution that’s best for your organization. 

Coverage tailored to your Church

Religious organization insurance coverages are broad and general and apply to almost any organization; they are specific and apply to only a few organizations as well. For this reason, it is important that your insurance plan be unique and that it meets your insurance needs and matches your goals and budget.

Our church insurance packages protect against a wide variety of exposures and cover a large number of organizations, including synagogues, temples, chapels and churches. Overall, the coverages in these packages are very specialized, which means that fewer companies offer religious organization coverages. Despite the limited number of providers, we have a notable number of provider-partners. These partners offer coverages that are diverse and extensive, and as a result our clients have opportunities to customize their coverage plans. These plans are broad and flexible in part due to customization, and for this reason among others we value the individual nature of each policy.

The coverage options from which you can choose include:

Standard coverages

• General liability insurance
• Ministers and pastors liability insurance
• Church-sponsored activities insurance
• Fire legal liability insurance
• Cometary professional liability insurance
• Daycare and preschool liability insurance
• Teachers professional liability insurance
• Employee practices liability insurance (EPLI)
• Directors, officers, and trustees liability insurance (D&O)
• Hired and non-owned auto liability insurance

Optional coverages

• Equipment breakdown coverage
• Pastor’s personal property coverage
• Personal effects worldwide coverage
• Utility services interruption coverage
• Sprinkler leakage coverage
• Inland marine coverage
• Key-person replacement coverage
• Computer fraud coverage
• Employee theft coverage

Religious organization insurance coverages are similar to coverages in homeowners insurance and business insurance. They are also unique among all other types of insurance. Finding the right mix of coverages and costs for each policy is essential to ensuring that the policy is effective for this reason. At Jeffers Insurance we find the right mix and ensure that each policy is optimal. We take every factor that influences coverage into account and explain the significance of the effects of these factors to you. This way, you understand your insurance and can make the best decisions regarding your plan.

Working with Jeffers Insurance to find a Solution

We have insured churches and religious organizations for more than twenty years, so we know the risks that these houses or worship face.  We also know how to mitigate these risks through insurance.  We’re local agents and we understand the needs of residents of and organizations in South-central Pennsylvania.  As a result, we’re better able than captive agents to deliver the right solutions. 

We manage risk and claims in addition to insuring. We help clients employ best practices, which reduces the exposures clients face and diminishes the likelihood that exposures will result in damages. We also advocate for clients and help them achieve satisfactory resolutions, if and when claims are filed. 

If you would like to know more, please contact us or give us a call. You can also request a quote if you would like to find out some of the details of a policy.  

The Jeffers Insurance Agency is proud to provide church and insurance in York, Hanover, Lancaster, Harrisburg, Shrewsbury, and Mechanicsburg, PA. We also serve other areas in the state and we serve Maryland, New York, and Virginia as well.