Farm Insurance Quote Forms
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Farm Insurance Information
Farm & Ranch Insurance in York and Lancaster, PA
Covering your farm, ranch or agribusiness in York and all over PA
Working in agriculture means dealing with very high-risk commodities. It also might be hard for a farmer to distinguish between personal and commercial assets when it comes to their farm. Getting the right farm insurance policy will help farmers protect these assets.
Common Farm Insurance Questions
What is Farm Insurance?
Although farms are just like any other business, one failed production yield in the agricultural sphere could mean a failed business altogether. There are also a variety of hazards that farmers face when it comes to their assets. Considering this, farmers need to be able to bounce back financially if their property gets damaged or their production fails, which is exactly what farm insurance and tailored commercial insurance benefits assist with.
What Does Farm Insurance Cover?
There are many insurance options from which farmers can benefit. These include:
Crop Insurance: Damage to crops might arise from weather, fires and other hazards. This coverage can pay you a settlement to help you replace those items and lost income.
Farm Livestock Insurance: A loss to your animals could mean a loss of profit. Therefore, this coverage can help you recover the results.
Equine Insurance: Horses are often valuable both for farm operations and their market value. Therefore, when you breed or raise horses, a single loss might cost you a lot of money. This coverage can insure your horses against death, injuries and other hazards.
Farm Equipment Insurance: Should important assets like pumps, rakes, sprayers and other tools get damaged, then this coverage can help pay for those items.
Tractor Insurance: Standard equipment insurance often doesn’t cover tractors or other farm vehicles. You can buy separate coverage to protect these items against damage or other losses.
Farm Dwelling Insurance: If you live on your farm, then this policy can cover your home.
Farm Structures Insurance: This coverage insures barns, grain silos and other property.
Commercial Auto Insurance: Vehicles owned by the farm or used in its operations will need commercial auto insurance rather than personal auto insurance.
Farm Liability Insurance: Your operations might cause bodily injuries or property damage to various people, including your clients. This coverage can help you repay them for their losses.
Umbrella Insurance: Under standard liability insurance, there will be limits. However, if a claim exceeds these limits, then umbrella liability coverage can help cover remaining costs.
Workers’ Compensation Insurance: If you hire full- or part-time employees in your operation, then you will likely have to buy workers’ compensation. It will pay an employee supplementary income if work-related injuries or illnesses force me off the job.
By considering both personal and commercial assets, coverage can be customized in order to meet the needs of farmers. There are numerous industry regulations, as well, so there are countless unique coverage requirements based on each farmer’s situation.
What Will Farm Insurance Cost?
Farm insurance is essential for maximizing production and limiting costs on your farm. Jeffers Insurance Agency will help guide you in choosing the right insurance policy for your farm, because farm & ranch insurance is necessary if you’re working in the agricultural business. Our highly experienced agents will help you choose personalized, affordable coverage for your unique situation, and we will always put you first.
Take the first step in picking the right coverage and call us at or request your quote now.